An experienced banker with four decades of services as an Officer in the State Bank of India. A practising Advocate in High court of Karnataka. Led as chief spokesman for All India settlement with IBA/Government on Service matters of bank employees and officers. Participated in corporate governance of SBI as its Director on its Central Board representing officers. An experienced negotiator and motivator with conflict resolution capacity. Was Leading more than 10 lac employees and Officers in Banking Industry. Was heading an Educational Institution of SBI Officers Association (Karnataka) as its President. A trainer in Leadership Development and Human Resources Management. Director on the Board of Bank Officers co-op Housing Society Ltd, Bengaluru. A visiting faculty to Southern India Bank Staff Training College, Bengaluru.

An experienced Banker with four decades of service in State Bank of India and retired as Assistant General Manager. Exposed to the entire gamut of banking more specifically to Credit Management and Human Resources Planning and Management. The experience in lending includes recovery of NPAs from Banks side as well as functional exposure in well-established Recovery & Resolution Agencies for four years under SARFAESI Act. An experienced Senior Management official with laudable efficiency in negotiation techniques. Possesses wide knowledge and experience in offering solutions in the matter of property portfolio. DRA Certificate Holder.

Worked in State Bank of India for more than 35 years with rich experience in lending and specialization in mobilising deposits. Insurance Advisor for SBILIFE for a decade and a successful ED Club Member. Has functional exposure in Recovery & Resolution Agency for four years under SARFAESI Act. A qualified Licence Holder of AMFI and General Insurance. Had been associated closely with several NGOs. Has been associated with realty management for more than 15 long years. DRA Certificate Holder

An Experienced Banker who retired as Assistant General Manager in State Bank of India with more than 30 years of service. A person with deep passion for hard work and management of time. His areas of specialization ranges from. Management of large branches/offices Handling of credit in trading, small scale industries, medium and large enterprises. A skilled person in the art of recovery of Non-Performing Assets. Has been in the field of recovery/resolution and enforcement of NPAs for more than seven years under SARFAESI Act. A person with in-depth knowledge in recovery proceedings, its procedures and executions. Specialization in agricultural lending. Handling of Realty management is his forte and strength. Effecting recovery in short span of time on assignment offered by financial institutions. DRA Certificate Holder.

An experienced Banker with more than 36 years of service in State Bank of India and retired as Assistant General Manager. Exposure encompasses from Branch Management, Cluster of Administrative Offices Management, Human Resources Planning, Recruitment, Training and ensuring career progression. Tenure in credit management in gold banking is quite long and in Non-Performing Assets recovery, resolution and enforcement with vast and wide experience under SARFAESI Act. Had handled Banks asset management portfolio with greater efficiency and control. Headed two leading Non-Banking Finance Companies at Regional level (Senior Management level) and was responsible for that NBFCs roots in several parts of Tamil Nadu. Possesses vast and wide experience in seizure of vehicle, compliance management and realty management in providing total solutions. DRA Certificate Holder.

A Banking Official with more than 39 years of excellent service in State Bank of India. Was handling portfolios ranging from Gold Loans, credit to small scale industries and medium enterprises and large scale advances. Background in credit is over 25 years with specialization in Non-Performing Assets recovery. Was heading over 1,000 Managers of State Bank of India in their welfare activities and successfully remained as Head of an educational institution with more than 5,000 students and 500 teaching and non-teaching staff. Was holding a responsible position in All India Managerial Clusters and remained effective and efficient in the art of negotiation. Possesses ability to identify and offer real time solution in Realty matters. DRA Certificate Holder.

An experienced Banker retired from State Bank of India as Assistant General Manager with more than 33 years of exemplary service with lot of recognition. Handled efficiently the role as Credit Specialist, Public Relation Executive, Head of Business Divisions in branches, Personal Executive to General Manager of the Bank. Was responsible for development of rural banking portfolio for over 750 branches. Compiled manual for business correspondents and business facilitators in one of the leading circles of State Bank of India. Experienced in securing customer service points (CSP) at more than 1500 points and imparting training to more than 2000 CSP Operators. Interested in Social work and helping the poor. Possesses wide experience and sound connections in offering complete solution in matters relating to Realty. A prolific writer of short stories in Tamil. DRA Certificate Holder.